Uber and Uber Eats Now Available in Alexandra – But Is Your Insurance Ready?

Uber has officially launched in Alexandra, bringing more options for food delivery and rideshare services across Central Otago.

Whether you're excited about convenient meal delivery or considering driving for Uber or Uber Eats to earn some extra income, it’s important to understand what it means for your vehicle insurance.

Thinking About Driving for Uber in Alexandra?

While signing up to drive for Uber or other rideshare platforms is relatively straightforward, many drivers are unaware that standard car insurance often doesn’t cover commercial use.

Most private policies state your car is only insured for “private or domestic purposes.” That means if you’re delivering meals or transporting passengers for money, you may not be covered in the event of an accident.

The Risk of Being Uninsured

Without the right coverage, a simple fender-bender could become a costly mistake. Even worse, misleading your insurer (even unintentionally) could result in denied claims or policy cancellation.

Protect Your Vehicle, Protect Yourself

Upgrading your insurance to include business or commercial use is usually simple—and it’s a small cost compared to the financial risks of being uninsured. It’s one of the smartest steps you can take to safeguard yourself and one of your most valuable assets.

While Uber sets requirements to protect its platform and users, those requirements don’t always protect you.

If you’re unsure whether your policy covers rideshare or delivery work, get in touch — we’ll make sure your insurance is working just as hard as you are.