
Why C&R Insurance?

Local Broker, Total Cover
We can consolidate all of your insurance through one point of contact, making handling all of your insurance needs easy
We come to you
We value face to face meetings and believe it is the best way to build trust and solve issues, we travel across Otago, Southland and Canterbury to meet with you
Tailored Service
As part of NZBroker Group, we offer personalised insurance solutions with the strength of a national network.
The C&R Way
Family-owned since 1996, we’ve built our reputation on trust, resilience, and community focus. From our Central Otago roots to serving clients across Southland, we’ve grown while staying true to what matters most - doing the job properly, every time. Discover our story and see how we continue to protect generations, the C&R way.

Full Access To All Leading Insurers
What Our Clients Have to Say
C&R took the time to understand our business and personal insurance needs thoroughly and offering us the best cover to suit. They have been and will continue to be one of our key partners in the successful functioning of our business.
Wedgerwood Joinery
Simon and the team at Commercial & Rural Insurance are fantastic to deal with. They’re local, community-focused, and always approachable and personable. They always answer the phone, the customer service and people in their team make choice simple for us.
Central Otago Electrical
The whole team at Commercial & Rural Insurance Brokers are a pleasure to deal with. Making a claim is seamless with experienced and prompt assistance & guidance.
McCrostie Group


